Allianz Malaysia Berhad has announced the launch of Allianz Travel XPert, a next-generation travel insurance plan designed to meet the evolving needs of both domestic and international travellers. This innovative solution delivers a range of benefits, from cashless hospital admissions abroad to discounted premiums for families and senior citizens, setting a new standard in travel protection across Malaysia.
Whether for a weekend getaway, a family vacation, or a long-haul business trip, Allianz Travel XPert ensures that travellers can embark on their journeys with greater peace of mind, knowing they are protected against unexpected disruptions and emergencies.
Cashless Medical Coverage for Greater Peace of Mind
One of the standout features of Allianz Travel XPert is its cashless hospital admission facility for overseas emergencies. For inpatient bills exceeding RM20,000 (approximately USD 4,727), travellers can access medical care without worrying about upfront costs or reimbursement delays. This benefit is a game-changer for travellers who want financial security and hassle-free medical support during emergencies abroad.
In addition, the plan includes coverage of up to RM1,500 (about USD 355) for alternative medical treatments. This ensures that travellers who rely on modern, integrative, or complementary therapies have access to the care they prefer while overseas.
Protection Against Delays and Disruptions
Air travel delays are an unfortunate reality for many passengers, and Allianz Travel XPert aims to ease the stress of such disruptions. Policyholders are entitled to compensation of up to RM4,500 (USD 1,064) for every five-hour delay affecting flights or baggage. This feature is particularly beneficial for long-haul travellers, frequent fliers, and those relying on tight connections during their journeys.
From delayed luggage to missed departures, this comprehensive coverage ensures that travellers can recover part of their expenses while maintaining flexibility and confidence throughout their trip.
Tailored Benefits for Families, Seniors, and Pet Owners
Allianz Travel XPert stands out for its inclusive approach, catering to families, seniors, and even pet owners. Families travelling together can enjoy a 5% discount when purchasing coverage for five or more members. Parents traveling with children also benefit from a 20% discount for minors, making it an affordable and practical choice for group vacations.
Recognizing the growing number of senior travellers, Allianz offers coverage for individuals up to 85 years old, ensuring that retirees and older adventurers can travel safely and confidently.
For pet lovers, Allianz Travel XPert introduces a unique perk: pet boarding coverage. Travellers can claim up to RM1,000 (USD 236) to cover pet hotel costs while they are away. This thoughtful inclusion reflects Allianz’s commitment to providing holistic protection that considers the needs of modern households.
Adventure-Ready Coverage
Unlike many conventional travel insurance policies, Allianz Travel XPert covers a variety of leisure and adventure sports at no extra cost. Whether skiing in Japan, hiking in New Zealand, or diving in Indonesia, travellers can enjoy their favourite activities knowing they are protected against accidents or injuries.
This makes the plan particularly attractive to adventurous travellers who often struggle to find affordable, comprehensive coverage for high-risk activities.
Fast Claims and Reliable Service
To build customer trust, Allianz has introduced the “Our Promise, Or We Pay Double” guarantee. Claims up to RM5,000 (USD 1,178) that are submitted via the MyAllianz app or web portal will be processed within three working days. If Allianz fails to meet this timeline, customers receive double the claim amount. This bold promise reinforces Allianz’s commitment to providing fast, reliable service that travellers can count on in times of need.
Future Expansion and Partnerships
Allianz Malaysia is already planning to expand Travel XPert’s reach, with strategies to integrate the product with popular travel agencies, airlines, and online booking platforms. This will allow travellers to purchase coverage seamlessly while planning their itineraries, ensuring protection is just a click away.
The insurer also plans to broaden its coverage options, catering to a wider range of destinations and travel experiences to meet the diverse needs of Malaysia’s growing community of global travellers.
Why Allianz Travel XPert Stands Out
Allianz Travel XPert distinguishes itself as more than just a standard travel insurance policy. Its flexibility, inclusive discounts, and adventure-ready coverage make it ideal for every type of traveller — from solo explorers and digital nomads to families and retirees.
Key benefits include:
- Cashless overseas hospital admission for bills over RM20,000.
- Comprehensive delay protection for flights and baggage.
- Pet boarding reimbursement for pet owners while travelling.
- Family and senior discounts that make coverage more accessible.
- Sports and adventure coverage at no additional charge.
- Fast claims processing, guaranteed for eligible claims.
A Safer, Stress-Free Travel Experience
With travel demand on the rise in 2025 and beyond, Allianz Travel XPert is launching at the perfect time to meet the growing expectations of Malaysian travellers. By offering end-to-end protection, from medical emergencies and travel disruptions to family and pet-friendly benefits, Allianz ensures that every trip is as safe and stress-free as possible.
For frequent travellers, this plan brings not just financial security but also confidence — the kind of assurance that allows them to focus on creating memories, exploring new destinations, and embracing the joy of travel.
Conclusion
Allianz Malaysia’s introduction of Travel XPert marks a significant step forward in travel protection. With its blend of cashless medical support, family-oriented discounts, and comprehensive adventure coverage, it offers a versatile and reliable solution for today’s travellers.
As global travel continues to evolve, Allianz Travel XPert positions itself as a trusted companion, giving travellers the freedom to explore the world with confidence and complete peace of mind.
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