Eligible foreign tourists in Thailand can use the WORPT app to convert two supported stablecoins into Thai baht and pay participating businesses by scanning a QR code. Developed by Waan Exchange and WiPay, the service gives travellers another way to pay for meals, shopping and hotel bills without opening a Thai bank account.
WORPT operates under Thailand’s TouristDigiPay pilot. The app converts the visitor’s digital assets before a purchase, and the merchant receives baht through the existing payment system. That lets participating shops and restaurants use familiar QR payment equipment while giving visitors a way to spend funds they already hold in supported stablecoins. sec.or.th
How the WORPT Wallet Works
WORPT supports Tether (USDT) and USD Coin (USDC) on Ethereum using the ERC-20 standard. Visitors need an eligible foreign passport that supports electronic scanning and must complete passport and facial verification. The service is designed for foreign visitors who have entered Thailand for temporary tourism.
After verification and conversion, baht funds go into an electronic money account in the traveller’s name. Visitors can use the balance to scan compatible Thai QR codes at participating outlets. A restaurant or retailer receives payment in baht, so its staff can handle the sale through the same payment system they already use. sec.or.th
The app also advertises a Visa prepaid card. Travellers interested in that option should check its availability and terms separately. For larger purchases, confirming that the merchant accepts the wallet’s QR payment method before ordering or checking out can help avoid a payment problem.
Conversion Fees and Wallet Limits Shape Everyday Use
WORPT lists a conversion charge of 1.5%, including VAT. At that rate, converting the equivalent of 10,000 baht would incur a fee of 150 baht. Travellers comparing the wallet with an international card or cash exchange should also consider the quoted conversion rate and any applicable network charges.
The app lists a maximum wallet balance of 100,000 baht per person and prohibits cash withdrawals. Those conditions are especially relevant to visitors planning a long stay or a large hotel payment. A traveller can use the wallet for routine purchases and keep another payment method available for businesses that require cash or use a different payment system.
Thailand Tests the Service Through TouristDigiPay
Thailand’s Securities and Exchange Commission announced TouristDigiPay in August 2025 and opened applications for participating businesses the following month. The pilot gives approved operators up to 18 months to test how foreign visitors can convert digital assets into baht and spend the proceeds through electronic money services. sec.or.th
The framework pairs digital asset businesses with electronic money providers. Identity and transaction checks take place as part of that process. For small tourism businesses, the practical advantage is that they can receive baht through compatible payment channels without taking on the work of handling digital assets themselves. sec.or.th
That could make the service useful beyond hotels and shopping centres. A visitor who has funded a wallet could use it for a meal or a purchase from an independent retailer if the business accepts a compatible QR payment. The merchant can process the sale in the currency it uses for its everyday business.
Visitor Spending Is the Commercial Test
Thailand recorded approximately 25.46 million international tourists from January to October 2026, down 4.59% from the same period a year earlier. Foreign visitor expenditure fell 2.85% to around 1.24 trillion baht. The figures provide context for efforts to make spending easier across the country’s hospitality, retail and tourism sectors.
WORPT is targeting users from South Korea, Japan, the Middle East and Southeast Asia. For businesses in Thailand, the commercial question is whether easier QR payments generate extra purchases. A restaurant may gain a sale from a visitor who otherwise lacks a convenient way to pay. Another customer may simply use WORPT for a meal they already planned to buy.
The clearest signs of the service’s reach will come from how many visitors use it and where they spend. For travellers, its immediate value is more specific. It gives eligible visitors who already hold supported stablecoins another way to cover everyday expenses in baht during a Thai holiday.
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